Insurance

An insurance cover is an absolute necessity for anybody planning for an international relocation. Marine insurance is a must for every person especially moving overseas.

An insurance cover should be chosen keeping in mind the following factors:

  • The insurance policy should be reliable and strong to protect you and your belongings from the point of loading to the destination delivery point.
  • The insurance policy should cover for all damages, missing items or any natural or man-made catastrophe that could arise.
  • The policy should be an “all risk” policy and should insure your shipment for its full replacement value.

At Gateways International, our relocation experts will update you on the items deductibles in the case of a claim, as there are special deductibles for items such as a piano or computer.

We also take care of all the necessary and important documentation required for the insurance claim. The most important being the “detailed inventory” containing the dollar value estimate of every item being shipped. The lack of such an inventory document or any discrepancies or inaccuracies in the data may complicate or delay settlement of any claims. This is avoidable when documentation is precise.

In the event of claiming insurance damages, the claim procedures requires that you notify the nearest office as indicated in your insurance policy for survey of damages, immediately after taking delivery of your shipment. The notifications can be done by phone or in person, but we suggest you to submit a written report and keep a copy with you as well. The surveyors report, original insurance certificate, packing slip, bills and other documents, as required, will be submitted to the underwriters for approval of the claim. A well documented claim will always help expedite settlement

International Moving Insurance

The need for a strong and reliable insurance policy to safeguard your belongings cannot be stressed enough. From the time your consignment leaves your premises until they are delivered to your new destination, in case of damages, missing items or any natural calamity, this insurance policy will make sure that your belongings are protected.

Additional insurance on your household items and other belongings that are making the international move is always advisable. You must prepare an itemized inventory of your move, complete with the precise valuation of each item as well as the cost to you of moving the item. When you avail of an insurance policy, the responsibility of providing a detailed inventory falls entirely on you. In case any claims need to be made, incomplete papers may result in delays or complications. Also, correct documents will smooth the process for you if such a situation does arise.

Ask your international moving company for complete details and get as many opinions as possible before arriving at a decision.

Marine Insurance

Marine Insurance is another must-have. Since your belongings will be transported as cargo across high seas, there surely is a risk factor involved, which is why insurance in every way possible must always be procured.

Always make sure that you insure your belongings for their full replacement value and take an ‘all-risk’ insurance policy, since it protects you against all sorts of risks. There are a number of good insurance companies that offer all-risk Marine Insurance policies for your household items.

Having a well-documented claim will ease the process for you, if the need does arise. In order to initiate a claim, you need to notify the nearest insurance company office mentioned in the insurance policy as soon as you receive your shipment. You can just give them a call or inform them in person; do file a written report and keep a copy for future reference. They will then send their personnel over to conduct a survey and ascertain the damages. Once a claim has been filed, all related papers like the surveyors report, bills, insurance certificate, packing slips etc. are sent on to the underwriters for approval, before disbursing the claimed amount of money.

The representatives at the international movers on Gateways Moving will inform you about the applicable deductions in case of a claim, since there may be specific deductibles for items such as a computer or a piano.